Will the “One State, One RRB” Policy Face More Delays in Full Implementation?
The implementation of the “One State, One RRB” policy may face further delays, leaving Regional Rural Bank (RRB) employees anxious for updates.
While the policy aims to streamline operations and reduce work pressure, pending approvals and administrative changes are slowing down progress.
Pending Approvals and Policy Delays
The “One State, One RRB” policy, initiated by the Department of Financial Services (DFS), is still awaiting key approvals.
According to reliable sources, the policy framework is yet to be cleared by the Finance Minister.
Approval is expected only after the ongoing Parliament Budget session, with the new framework likely to take effect from July 1, 2025.
Adding to the delay, a senior DFS official who played a crucial role in designing the policy and leading the fourth phase of RRB amalgamation was recently transferred to another position.
This change in leadership may have further slowed the policy rollout across states.
Original Timeline and Unexpected Delays
In an interview, M. Nagaraju, Secretary in DFS, mentioned that the official notification for “One State, One RRB” was initially set for release in the second week of February 2025.
However, that timeline has slipped, and employees are still waiting for updates.
Interestingly, the DFS had introduced the policy on November 4, 2024, with the goal of consolidating RRBs under fewer sponsor banks, making operations more efficient and reducing internal conflicts.
RRB Employees Eager for Relief
RRB employees are actively discussing the policy on social media and in workplace conversations, hoping for quick implementation.
Telangana Sets the Example
While most states are still waiting, Telangana has already taken the lead. The Ministry of Finance officially notified the amalgamation of Telangana Grameena Bank and the Telangana operations of Andhra Pradesh Grameena Vikas Bank, effective January 1, 2025.
This successful merger has given hope to RRB employees in other states, showing that the policy can be implemented with the right coordination and support.
What’s Next for “One State, One RRB”?
The banking sector is watching closely to see when the policy will move forward nationwide. With Telangana leading the way, it may inspire faster action in other states. However, until the Finance Minister clears the proposal, the timeline remains uncertain.
For now, RRB employees, policymakers, and rural communities alike are eagerly awaiting the next steps — hoping for a smoother, more unified banking system that truly serves the people.
